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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,857 | $99,875+265.3% | $146,866+148.4% | $86,983+319.5% |
| Participation rate | 86.4% | 75.8%+10.6pp | 82.5%+3.9pp | 69.5%+16.9pp |
| Annual return | 14.01% | 28.10%-14.1pp | 102.85%-88.8pp | 25.83%-11.8pp |
| Employer contribution / active EE | $8,443 | $3,224+161.9% | $4,425+90.8% | $2,584+226.7% |
| Participant deferral / active EE | $8,977 | $6,322+42.0% | $7,759+15.7% | $4,194+114.1% |
| Admin fee / account holder | $5,704 | $7,838-27.2% | $13,620-58.1% | $7,856-27.4% |