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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,220 | $93,598+216.5% | $135,974+117.9% | $75,173+294.1% |
| Participation rate | 92.4% | 75.2%+17.2pp | 81.9%+10.5pp | 67.2%+25.2pp |
| Annual return | 12.94% | 30.89%-17.9pp | 68.30%-55.4pp | 160.72%-147.8pp |
| Employer contribution / active EE | $8,979 | $3,538+153.8% | $4,859+84.8% | $2,671+236.2% |
| Participant deferral / active EE | $10,228 | $6,405+59.7% | $7,760+31.8% | $4,126+147.9% |
| Admin fee / account holder | $2,438 | $6,978-65.1% | $10,767-77.4% | $5,651-56.9% |