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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,425 | $89,367+163.4% | $141,191+66.7% | $72,975+222.6% |
| Participation rate | 93.7% | 75.1%+18.5pp | 82.5%+11.2pp | 69.5%+24.2pp |
| Annual return | 5.57% | 111.87%-106.3pp | 71.41%-65.8pp | 81.01%-75.4pp |
| Employer contribution / active EE | $8,247 | $3,115+164.8% | $4,736+74.1% | $2,440+238.0% |
| Participant deferral / active EE | $8,366 | $5,419+54.4% | $6,710+24.7% | $3,608+131.9% |
| Admin fee / account holder | $3,681 | $5,957-38.2% | $10,264-64.1% | $5,124-28.2% |