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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,857 | $106,524+242.5% | $152,301+139.6% | $87,485+317.1% |
| Participation rate | 86.4% | 75.8%+10.7pp | 82.4%+4.0pp | 68.9%+17.5pp |
| Annual return | 14.01% | 26.89%-12.9pp | 80.50%-66.5pp | 26.06%-12.0pp |
| Employer contribution / active EE | $8,443 | $3,371+150.4% | $4,624+82.6% | $2,596+225.2% |
| Participant deferral / active EE | $8,977 | $6,525+37.6% | $8,004+12.2% | $4,274+110.1% |
| Admin fee / account holder | $5,704 | $8,287-31.2% | $14,398-60.4% | $7,775-26.6% |