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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,235 | $85,766+124.1% | $136,298+41.0% | $70,126+174.1% |
| Participation rate | 94.9% | 74.2%+20.8pp | 81.9%+13.0pp | 69.5%+25.4pp |
| Annual return | 13.20% | 31.46%-18.3pp | 5156.27%-5143.1pp | 73.15%-60.0pp |
| Employer contribution / active EE | $8,535 | $2,966+187.8% | $4,696+81.8% | $2,343+264.4% |
| Participant deferral / active EE | $8,406 | $5,051+66.4% | $6,247+34.6% | $3,332+152.3% |
| Admin fee / account holder | $3,727 | $5,421-31.3% | $9,244-59.7% | $4,645-19.8% |