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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,922 | $98,776+108.5% | $149,745+37.5% | $79,856+157.9% |
| Participation rate | 87.7% | 75.8%+11.9pp | 82.5%+5.2pp | 69.6%+18.1pp |
| Annual return | 4.56% | 27.38%-22.8pp | 276.72%-272.2pp | 31.71%-27.1pp |
| Employer contribution / active EE | $7,890 | $3,217+145.2% | $4,646+69.8% | $2,471+219.3% |
| Participant deferral / active EE | $8,019 | $5,681+41.1% | $6,843+17.2% | $3,741+114.4% |
| Admin fee / account holder | $25,682 | $6,053+324.3% | $9,312+175.8% | $5,306+384.0% |