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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,127 | $59,332+330.0% | $90,223+182.8% | $59,633+327.8% |
| Participation rate | 97.2% | 71.9%+25.3pp | 79.0%+18.2pp | 68.7%+28.6pp |
| Annual return | -4.84% | 3.25%-8.1pp | 1.31%-6.1pp | 2041.45%-2046.3pp |
| Employer contribution / active EE | $12,591 | $3,031+315.5% | $4,378+187.6% | $2,203+471.6% |
| Participant deferral / active EE | $9,672 | $4,369+121.4% | $5,792+67.0% | $3,192+203.0% |
| Admin fee / account holder | $16,136 | $5,032+220.6% | $7,406+117.9% | $4,297+275.5% |