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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $300,590 | $79,557+277.8% | $118,746+153.1% | $70,126+328.6% |
| Participation rate | 100.0% | 71.4%+28.6pp | 78.3%+21.7pp | 69.5%+30.5pp |
| Annual return | 12.41% | 25.64%-13.2pp | 24.54%-12.1pp | 73.15%-60.7pp |
| Employer contribution / active EE | $6,000 | $2,861+109.7% | $4,193+43.1% | $2,343+156.1% |
| Participant deferral / active EE | $9,781 | $4,089+139.2% | $5,332+83.4% | $3,332+193.6% |
| Admin fee / account holder | $3,936 | $5,374-26.8% | $10,720-63.3% | $4,645-15.3% |