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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,582 | $180,028+38.1% | $138,135+80.0% | $158,982+56.4% |
| Participation rate | 100.0% | 82.2%+17.8pp | 78.7%+21.3pp | 82.0%+18.0pp |
| Annual return | 1.05% | 21.68%-20.6pp | 20.51%-19.5pp | 302.99%-301.9pp |
| Employer contribution / active EE | $1,063 | $7,470-85.8% | $5,587-81.0% | $4,763-77.7% |
| Participant deferral / active EE | $4,376 | $7,717-43.3% | $6,431-32.0% | $5,983-26.9% |
| Admin fee / account holder | $137,144 | $17,912+665.6% | $11,856+1056.7% | $11,252+1118.9% |