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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,379 | $210,908-16.4% | $153,643+14.8% | $145,884+20.9% |
| Participation rate | 100.0% | 82.1%+17.9pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 7.83% | 13.46%-5.6pp | 15.71%-7.9pp | 551.85%-544.0pp |
| Employer contribution / active EE | $2,750 | $6,055-54.6% | $5,039-45.4% | $4,662-41.0% |
| Participant deferral / active EE | $5,355 | $7,976-32.9% | $6,754-20.7% | $6,690-19.9% |
| Admin fee / account holder | $109,240 | $19,477+460.9% | $12,739+757.5% | $13,392+715.7% |