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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,538 | $203,483+27.1% | $152,473+69.6% | $167,536+54.3% |
| Participation rate | 100.0% | 82.3%+17.7pp | 78.2%+21.8pp | 82.1%+17.9pp |
| Annual return | 17.95% | 13.80%+4.2pp | 757.59%-739.6pp | 478.82%-460.9pp |
| Employer contribution / active EE | $1,060 | $5,219-79.7% | $4,326-75.5% | $4,839-78.1% |
| Participant deferral / active EE | $2,593 | $6,711-61.4% | $5,817-55.4% | $6,342-59.1% |
| Admin fee / account holder | $38,131 | $22,521+69.3% | $15,811+141.2% | $12,315+209.6% |