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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,695 | $73,981+237.5% | $105,754+136.1% | $62,881+297.1% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.9%+21.1pp | 69.3%+30.7pp |
| Annual return | 6.20% | 17.60%-11.4pp | 12.25%-6.1pp | 20.14%-13.9pp |
| Employer contribution / active EE | $0 | $2,856-100.0% | $4,079-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $8,846 | $4,038+119.0% | $5,326+66.1% | $3,203+176.2% |
| Admin fee / account holder | $61,637 | $5,976+931.3% | $8,309+641.8% | $4,296+1334.8% |