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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $285,981 | $147,167+94.3% | $111,392+156.7% | $135,380+111.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 78.9%+21.1pp | 82.6%+17.4pp |
| Annual return | -7.10% | -4.44%-2.7pp | -2.06%-5.0pp | 519.81%-526.9pp |
| Employer contribution / active EE | $939 | $5,204-82.0% | $4,328-78.3% | $4,779-80.3% |
| Participant deferral / active EE | $9,101 | $6,565+38.6% | $5,567+63.5% | $5,609+62.3% |
| Admin fee / account holder | $10,553 | $20,270-47.9% | $12,266-14.0% | $10,828-2.5% |