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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,310 | $198,457-58.5% | $170,435-51.7% | $147,586-44.2% |
| Participation rate | 72.7% | 88.0%-15.2pp | 83.6%-10.9pp | 82.8%-10.1pp |
| Annual return | 16.22% | 257.30%-241.1pp | 205.94%-189.7pp | 578.59%-562.4pp |
| Employer contribution / active EE | $5,149 | $6,183-16.7% | $5,432-5.2% | $4,876+5.6% |
| Participant deferral / active EE | $3,056 | $5,629-45.7% | $4,939-38.1% | $5,439-43.8% |
| Admin fee / account holder | $7,257 | $16,852-56.9% | $13,881-47.7% | $10,886-33.3% |