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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,823 | $181,896-59.4% | $156,551-52.8% | $273,972-73.1% |
| Participation rate | 75.0% | 88.4%-13.4pp | 84.0%-9.0pp | 83.0%-8.0pp |
| Annual return | 3.32% | 30.74%-27.4pp | 32.23%-28.9pp | 41.46%-38.1pp |
| Employer contribution / active EE | $7,842 | $6,248+25.5% | $5,501+42.5% | $4,869+61.1% |
| Participant deferral / active EE | $5,519 | $5,550-0.6% | $4,871+13.3% | $5,287+4.4% |
| Admin fee / account holder | $10,849 | $15,560-30.3% | $13,028-16.7% | $10,133+7.1% |