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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,294 | $209,422-38.3% | $178,503-27.6% | $158,982-18.7% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 22.41% | 188.81%-166.4pp | 151.12%-128.7pp | 302.99%-280.6pp |
| Employer contribution / active EE | $11,365 | $5,707+99.2% | $5,011+126.8% | $4,763+138.6% |
| Participant deferral / active EE | $6,651 | $5,955+11.7% | $5,202+27.9% | $5,983+11.2% |
| Admin fee / account holder | $2,669 | $17,079-84.4% | $13,987-80.9% | $11,252-76.3% |