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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,013 | $155,840+4.0% | $124,694+29.9% | $167,553-3.3% |
| Participation rate | 100.0% | 81.1%+18.9pp | 74.6%+25.4pp | 82.1%+17.9pp |
| Annual return | 22.59% | 17.98%+4.6pp | 5144.82%-5122.2pp | 478.89%-456.3pp |
| Employer contribution / active EE | $8,060 | $4,165+93.5% | $3,325+142.4% | $4,840+66.5% |
| Participant deferral / active EE | $6,982 | $5,675+23.0% | $4,615+51.3% | $6,343+10.1% |
| Admin fee / account holder | $1,284 | $9,536-86.5% | $7,495-82.9% | $12,316-89.6% |