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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,984 | $167,353-19.3% | $143,797-6.1% | $134,545+0.3% |
| Participation rate | 87.5% | 84.8%+2.7pp | 80.3%+7.2pp | 81.2%+6.3pp |
| Annual return | -18.33% | 0.48%-18.8pp | -0.04%-18.3pp | 418.37%-436.7pp |
| Employer contribution / active EE | $2,300 | $5,620-59.1% | $4,952-53.6% | $4,742-51.5% |
| Participant deferral / active EE | $5,814 | $6,447-9.8% | $5,638+3.1% | $6,401-9.2% |
| Admin fee / account holder | $1,053 | $18,096-94.2% | $14,679-92.8% | $11,431-90.8% |