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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,125 | $150,412+33.1% | $120,574+66.0% | $145,884+37.2% |
| Participation rate | 100.0% | 78.8%+21.2pp | 71.9%+28.1pp | 80.3%+19.7pp |
| Annual return | 15.90% | 154.50%-138.6pp | 107.42%-91.5pp | 551.85%-535.9pp |
| Employer contribution / active EE | $8,019 | $4,355+84.2% | $3,471+131.1% | $4,662+72.0% |
| Participant deferral / active EE | $8,330 | $6,175+34.9% | $4,996+66.7% | $6,690+24.5% |
| Admin fee / account holder | $1,945 | $12,224-84.1% | $9,445-79.4% | $13,392-85.5% |