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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,542 | $181,062+25.1% | $158,223+43.2% | $155,188+46.0% |
| Participation rate | 83.3% | 82.7%+0.7pp | 79.2%+4.1pp | 80.8%+2.5pp |
| Annual return | 13.03% | 57.39%-44.4pp | 52.09%-39.1pp | 148.84%-135.8pp |
| Employer contribution / active EE | $10,059 | $4,565+120.4% | $4,109+144.8% | $4,248+136.8% |
| Participant deferral / active EE | $8,108 | $6,134+32.2% | $5,467+48.3% | $6,531+24.1% |
| Admin fee / account holder | $16,970 | $18,825-9.9% | $16,047+5.8% | $14,480+17.2% |