| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.10+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $159,324 |
CAPFINANCIAL PARTNERS LLC6 years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $120,803 |
HIGHTOWER ADVISORS LLC8 years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $60,170 |
Filed as: THOROUGHBRED FINANCIAL SERV Service code 26 · EIN 62-1784717 | Advisory (Participants) | $52,128 |
CAPWEALTH ADVISORS LLC7 years Service code 26 · EIN 26-3565415 | Advisory (Participants) | $47,015 |
RBC GLOBAL ASSET MANAGEMENT6 years Filed as: CITY NATIONAL ROCHDALE LLC Service code 26 · EIN 20-2931739 | Advisory (Participants) | $42,557 |
THE WELCH GROUP2 years Filed as: THE WELCH GROUP LLC Service code 26 · EIN 63-1231262 | Advisory (Participants) | $38,812 |
WOODMONT INVESTMENT COUNSEL2 years Filed as: WOODMONT INVESTMENT COUNSEL LL Service code 26 · EIN 62-1830557 | Advisory (Participants) | $38,251 |
Filed as: SAVANT CAPITAL LLC Service code 26 · EIN 45-3812777 | Advisory (Participants) | $26,617 |
PATTEN & PATTEN INC.1 year Filed as: PATTEN AND PATTEN INC Service code 26 · EIN 62-0968572 | Advisory (Participants) | $20,489 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $451,733 | $122,128+269.9% | $147,117+207.1% | $200,096+125.8% |
| Participation rate | 98.2% | 78.2%+20.0pp | 82.2%+16.0pp | 72.0%+26.2pp |
| Annual return | 16.46% | 30.58%-14.1pp | 420.54%-404.1pp | 34.26%-17.8pp |
| Employer contribution / active EE | $14,926 | $4,093+264.7% | $4,932+202.6% | $3,038+391.4% |
| Participant deferral / active EE | $14,365 | $8,484+69.3% | $8,065+78.1% | $5,090+182.2% |
| Admin fee / account holder | $400 | $180+123.0% | $12,993-96.9% | $269+48.6% |