| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $123,873 |
Service code 26 · EIN 63-0969069 | Advisory (Participants) | $68,304 |
HIGHTOWER ADVISORS LLC2 years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $54,346 |
THE WELCH GROUP4+ years Service code 26 · EIN 63-1231262 | Advisory (Participants) | $27,171 |
CAPWEALTH ADVISORS LLC1 year Service code 26 · EIN 26-3565415 | Advisory (Participants) | $26,894 |
BRIDGEWORTH LLC2 years Service code 26 · EIN 26-3162378 | Advisory (Participants) | $16,670 |
Filed as: WUNDERLICH SECURITIES Service code 26 · EIN 62-1518255 | Advisory (Participants) | $16,411 |
BLACK & PINCKARD LLC4+ years Service code 10 · EIN 26-0079381 | Accounting | $15,000 |
CHARLES SCHWAB & CO., INC.4+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $12,079 |
HARDY REED LLC3 years Service code 28 · EIN 20-5400340 | Investment Management | $11,822 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,540 | $75,388+343.8% | $123,553+170.8% | $55,727+500.3% |
| Participation rate | 96.8% | 75.7%+21.1pp | 82.3%+14.5pp | 70.9%+25.9pp |
| Annual return | -7.95% | 4.48%-12.4pp | 119.21%-127.2pp | 244.94%-252.9pp |
| Employer contribution / active EE | $12,619 | $3,063+312.0% | $4,628+172.7% | $2,078+507.2% |
| Participant deferral / active EE | $10,024 | $5,651+77.4% | $6,426+56.0% | $3,356+198.7% |
| Admin fee / account holder | $351 | $120+193.4% | $9,284-96.2% | $115+205.0% |