| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC5 years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $114,279 |
CHARLES SCHWAB & CO., INC.9+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $93,644 |
HIGHTOWER ADVISORS LLC7 years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $56,089 |
CAPWEALTH ADVISORS LLC6 years Service code 26 · EIN 26-3565415 | Advisory (Participants) | $53,190 |
Filed as: THOROUGHBRED FINANCIAL SERV Service code 26 · EIN 62-1784717 | Advisory (Participants) | $39,936 |
RBC GLOBAL ASSET MANAGEMENT5 years Filed as: CITY NATIONAL ROCHDALE LLC Service code 26 · EIN 20-2931739 | Advisory (Participants) | $34,293 |
THE WELCH GROUP1 year Filed as: THE WELCH GROUP LLC Service code 26 · EIN 63-1231262 | Advisory (Participants) | $34,043 |
CAMBRIDGE INVESTMENT RESEARCH9+ years Service code 26 · EIN 39-1897480 | Advisory (Participants) | $28,509 |
Filed as: WOODMONT INVESTMENT COUNSEL LL Service code 26 · EIN 62-1830557 | Advisory (Participants) | $22,659 |
BRIDGEWORTH LLC7 years Service code 26 · EIN 26-3162378 | Advisory (Participants) | $21,900 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $414,627 | $107,415+286.0% | $135,998+204.9% | $80,187+417.1% |
| Participation rate | 97.6% | 78.0%+19.5pp | 81.9%+15.6pp | 72.9%+24.6pp |
| Annual return | 17.86% | 91.99%-74.1pp | 68.37%-50.5pp | 40.40%-22.5pp |
| Employer contribution / active EE | $14,125 | $3,878+264.2% | $4,860+190.7% | $2,980+374.1% |
| Participant deferral / active EE | $13,465 | $8,189+64.4% | $7,761+73.5% | $5,016+168.4% |
| Admin fee / account holder | $428 | $127+236.7% | $10,769-96.0% | $145+194.9% |