| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC3 years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $106,985 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $99,687 |
CAPWEALTH ADVISORS LLC4 years Service code 26 · EIN 26-3565415 | Advisory (Participants) | $75,251 |
HIGHTOWER ADVISORS LLC5 years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $71,131 |
RBC GLOBAL ASSET MANAGEMENT3 years Filed as: CITY NATIONAL ROCHDALE LLC Service code 26 · EIN 13-3360819 | Advisory (Participants) | $35,041 |
Filed as: THOROUGHBRED FINANCIAL SERV Service code 26 · EIN 62-1784717 | Advisory (Participants) | $33,469 |
CAMBRIDGE INVESTMENT RESEARCH7+ years Service code 26 · EIN 20-1665305 | Advisory (Participants) | $28,347 |
THE WELCH GROUP7+ years Service code 26 · EIN 63-1231262 | Advisory (Participants) | $24,219 |
BRIDGEWORTH LLC5 years Service code 26 · EIN 26-3162378 | Advisory (Participants) | $22,377 |
WUNDERLICH SECURITIES, INC.4 years Filed as: WUNDERLICH SECURITIES Service code 26 · EIN 62-1518255 | Advisory (Participants) | $21,438 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,275 | $104,336+354.6% | $159,495+197.4% | $86,828+446.2% |
| Participation rate | 97.9% | 77.7%+20.2pp | 82.8%+15.1pp | 72.3%+25.7pp |
| Annual return | 15.13% | 26.32%-11.2pp | 263.72%-248.6pp | 97.95%-82.8pp |
| Employer contribution / active EE | $14,133 | $3,451+309.5% | $4,831+192.5% | $2,406+487.4% |
| Participant deferral / active EE | $12,025 | $6,837+75.9% | $7,354+63.5% | $4,132+191.0% |
| Admin fee / account holder | $512 | $172+197.4% | $10,804-95.3% | $170+202.0% |