| Provider | Service type | Compensation |
|---|---|---|
CAPFINANCIAL PARTNERS LLC4 years Service code 26 · EIN 26-0058143 | Advisory (Participants) | $110,067 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $105,218 |
CAPWEALTH ADVISORS LLC5 years Service code 26 · EIN 26-3565415 | Advisory (Participants) | $74,452 |
HIGHTOWER ADVISORS LLC6 years Service code 26 · EIN 36-4500709 | Advisory (Participants) | $58,557 |
Filed as: THOROUGHBRED FINANCIAL SERV Service code 26 · EIN 62-1784717 | Advisory (Participants) | $37,413 |
RBC GLOBAL ASSET MANAGEMENT4 years Filed as: CITY NATIONAL ROCHDALE LLC Service code 26 · EIN 13-3360819 | Advisory (Participants) | $33,635 |
THE WELCH GROUP8+ years Service code 26 · EIN 63-1231262 | Advisory (Participants) | $31,150 |
CAMBRIDGE INVESTMENT RESEARCH8+ years Service code 26 · EIN 20-1665305 | Advisory (Participants) | $26,809 |
BRIDGEWORTH LLC6 years Service code 26 · EIN 26-3162378 | Advisory (Participants) | $21,617 |
BLACK & PINCKARD LLC8+ years Service code 10 · EIN 26-0079381 | Accounting | $17,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,704 | $95,388+308.5% | $125,401+210.8% | $77,906+400.2% |
| Participation rate | 97.0% | 78.6%+18.4pp | 82.4%+14.6pp | 73.7%+23.3pp |
| Annual return | -13.15% | 116.19%-129.3pp | 572.53%-585.7pp | 12.16%-25.3pp |
| Employer contribution / active EE | $14,242 | $3,666+288.5% | $4,816+195.7% | $2,846+400.4% |
| Participant deferral / active EE | $12,813 | $7,711+66.2% | $7,448+72.0% | $4,805+166.7% |
| Admin fee / account holder | $476 | $119+300.1% | $10,008-95.2% | $133+258.7% |