Filed December 27, 2013 (most recent of 5 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $216,214 |
Service code 28 · EIN 63-0969069 | Investment Management | $85,000 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $25 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,941 | $100,545-24.5% | $110,243-31.1% | $73,367+3.5% |
| Participation rate | 69.7% | 67.8%+1.9pp | 79.8%-10.1pp | 69.5%+0.3pp |
| Annual return | -5.39% | -1.49%-3.9pp | 314.76%-320.2pp | 173.45%-178.8pp |
| Employer contribution / active EE | $1,750 | $2,405-27.2% | $3,827-54.3% | $2,499-30.0% |
| Participant deferral / active EE | $4,210 | $3,439+22.4% | $4,672-9.9% | $4,033+4.4% |
| Admin fee / account holder | $22 | $81-73.1% | $8,548-99.7% | $68-68.2% |