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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.10+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $128,538 |
Filed as: WHITENER CAPITAL MANAGEMENT INC Service code 26 · EIN 56-1572921 | Advisory (Participants) | $14,037 |
BLUESKY WEALTH ADVISORS LLC6 years Service code 26 · EIN 20-0092155 | Advisory (Participants) | $7,175 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Float revenue; Direct payment from th... | $349 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,243 | $50,902+120.5% | $155,534-27.8% | $77,736+44.4% |
| Participation rate | 84.8% | 63.1%+21.7pp | 78.2%+6.6pp | 70.6%+14.2pp |
| Annual return | 12.27% | 34.85%-22.6pp | 64.92%-52.7pp | 31.26%-19.0pp |
| Employer contribution / active EE | $6,247 | $1,991+213.7% | $4,675+33.6% | $2,728+129.0% |
| Participant deferral / active EE | $4,741 | $2,824+67.9% | $5,630-15.8% | $4,651+1.9% |
| Admin fee / account holder | $234 | $437-46.5% | $15,900-98.5% | $433-46.0% |