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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.3+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $115,758 |
PATTEN & PATTEN INC.3+ years Service code 26 · EIN 62-0968572 | Advisory (Participants) | $38,279 |
CHARLES SCHWAB & CO., INC.3+ years Service code 33 · EIN 94-1737782 | Float revenue; Shareholder servicing ... | $5,303 |
CHARLES SCHWAB & CO., INC.3+ years Filed as: CHARLES SCHWAB & CO INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Filed as: CHARLES SCHWAB BANK Service code 25 · EIN 42-1558009 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,765 | $46,173+226.5% | $170,435-11.5% | $69,631+116.5% |
| Participation rate | 91.2% | 63.9%+27.3pp | 83.6%+7.6pp | 70.7%+20.5pp |
| Annual return | 16.56% | 21.62%-5.1pp | 205.94%-189.4pp | 27571.02%-27554.5pp |
| Employer contribution / active EE | $6,781 | $1,610+321.2% | $5,432+24.8% | $2,032+233.7% |
| Participant deferral / active EE | $4,787 | $2,080+130.1% | $4,939-3.1% | $3,224+48.5% |
| Admin fee / account holder | $417 | $116+260.0% | $13,881-97.0% | $110+278.0% |