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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $137,472 |
PATTEN & PATTEN INC.5+ years Service code 26 · EIN 62-0968572 | Advisory (Participants) | $15,612 |
Service code 26 · EIN 56-1572921 | Advisory (Participants) | $9,311 |
Service code 26 · EIN 20-0092155 | Advisory (Participants) | $5,000 |
CHARLES SCHWAB & CO., INC.5+ years Service code 33 · EIN 94-1737782 | Other investment fees and expenses; S... | $2,353 |
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB & CO INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,652 | $62,928+136.2% | $172,755-14.0% | $67,579+120.0% |
| Participation rate | 75.5% | 64.5%+11.0pp | 82.6%-7.2pp | 71.3%+4.2pp |
| Annual return | 20.53% | 30.36%-9.8pp | 802.94%-782.4pp | 378.56%-358.0pp |
| Employer contribution / active EE | $5,677 | $1,636+247.0% | $5,144+10.4% | $2,148+164.3% |
| Participant deferral / active EE | $4,039 | $2,145+88.3% | $5,198-22.3% | $3,539+14.1% |
| Admin fee / account holder | $433 | $167+159.8% | $13,955-96.9% | $142+204.2% |