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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.8+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $110,313 |
PATTEN & PATTEN INC.8+ years Service code 26 · EIN 62-0968572 | Advisory (Participants) | $19,831 |
Service code 26 · EIN 56-1572921 | Advisory (Participants) | $11,386 |
BLUESKY WEALTH ADVISORS LLC4 years Service code 26 · EIN 20-0092155 | Advisory (Participants) | $5,420 |
CHARLES SCHWAB & CO., INC.8+ years Service code 33 · EIN 94-1737782 | Securities brokerage commissions and ... | $1,343 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: CHARLES SCHWAB & CO INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,989 | $46,325+148.2% | $143,788-20.0% | $64,814+77.4% |
| Participation rate | 83.8% | 64.2%+19.6pp | 80.3%+3.5pp | 71.5%+12.3pp |
| Annual return | -13.70% | -10.05%-3.6pp | -0.03%-13.7pp | 32.84%-46.5pp |
| Employer contribution / active EE | $6,881 | $1,911+260.1% | $4,952+39.0% | $2,507+174.5% |
| Participant deferral / active EE | $5,386 | $2,647+103.5% | $5,638-4.5% | $4,310+24.9% |
| Admin fee / account holder | $307 | $154+99.9% | $14,675-97.9% | $188+63.7% |