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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES INC Service code 15 · EIN 34-1479833 | Recordkeeping | $98,482 |
PATTEN & PATTEN INC.2+ years Service code 26 · EIN 62-0968572 | Advisory (Participants) | $40,743 |
CHARLES SCHWAB & CO., INC.2+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $8,408 |
CHARLES SCHWAB & CO., INC.2+ years Filed as: CHARLES SCHWAB & CO INC AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,621 | $36,916+283.6% | $156,551-9.5% | $57,658+145.6% |
| Participation rate | 85.5% | 63.4%+22.1pp | 84.0%+1.5pp | 70.2%+15.3pp |
| Annual return | 8.42% | 12.38%-4.0pp | 32.23%-23.8pp | 5.13%+3.3pp |
| Employer contribution / active EE | $5,912 | $1,571+276.4% | $5,501+7.5% | $1,974+199.5% |
| Participant deferral / active EE | $4,111 | $1,926+113.5% | $4,871-15.6% | $3,061+34.3% |
| Admin fee / account holder | $406 | $82+392.1% | $13,028-96.9% | $95+329.4% |