| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES Service code 15 · EIN 46-5378846 | Recordkeeping | $120,556 |
MORGAN STANLEY SMITH BARNEY3 years Filed as: GEOFFREY KORWAN/MORGAN STANLEY Service code 26 500 LEE STREET, SUITE 300 · CHARLESTON, WV 25301 | Advisory (Participants) | $30,547 |
RUSSELL TRUST COMPANY3 years Filed as: RUSSELL DUNKIN Service code 26 48 FOURTEENTH STREET · WHEELING, WV 26003 | Advisory (Participants) | $22,273 |
LOIS A. GREENLEE1 year Filed as: LOIS CHRICTON Service code 26 500 CORPORATE LANDING SUITE 201 · CHARLESTON, WV 23511 | Advisory (Participants) | $21,137 |
JOSHUA LAUREN & CO., INC.3 years Filed as: JOSHUA YOUNG Service code 26 5007 HORIZONS DRIVE · COLUMBUS, OH 43220 | Advisory (Participants) | $16,745 |
UNDRA J. JOHNSON3 years Service code 26 4000 TOWN CENTER BLVD. SUITE 100 · CANONSBURG, PA 15317 | Advisory (Participants) | $15,925 |
SHERRY OTTE3 years Filed as: SHERRY CHILDRESS Service code 26 10 FRANKLIN ROAD SUITE 450 · ROANOKE, VA 24011 | Advisory (Participants) | $14,576 |
LES WILKERSON3 years Service code 26 300 SUMMERS STREET, SUITE 300 · CHARLESTON, WV 25301 | Advisory (Participants) | $12,759 |
Filed as: CHARLES SCHWAB Service code 26 2423 E. LINCOLN DRIVE · PHOENIX, AZ 85016 | Advisory (Participants) | $6,278 |
TD AMERITRADE, INC.7+ years Filed as: TD AMERITRADE Service code 26 · EIN 82-0543156 | Advisory (Participants) | $440 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,350 | $104,336+148.6% | $159,495+62.6% | $86,828+198.7% |
| Participation rate | 92.0% | 77.7%+14.3pp | 82.8%+9.2pp | 72.3%+19.7pp |
| Annual return | 13.43% | 26.32%-12.9pp | 263.72%-250.3pp | 97.95%-84.5pp |
| Employer contribution / active EE | $10,166 | $3,451+194.6% | $4,831+110.4% | $2,406+322.5% |
| Participant deferral / active EE | $7,251 | $6,837+6.1% | $7,354-1.4% | $4,132+75.5% |
| Admin fee / account holder | $434 | $172+152.2% | $10,804-96.0% | $170+156.2% |