| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES Service code 15 · EIN 46-5378846 | Recordkeeping | $114,218 |
MORGAN STANLEY SMITH BARNEY5 years Filed as: GEOFFREY KORWAN/MORGAN STANLEY Service code 26 500 LEE STREET, SUITE 300 · CHARLESTON, WV 25301 | Advisory (Participants) | $22,520 |
RUSSELL TRUST COMPANY5 years Filed as: RUSSELL DUNKIN Service code 26 48 FOURTEENTH STREET · WHEELING, WV 26003 | Advisory (Participants) | $22,020 |
UNDRA J. JOHNSON5 years Service code 26 4000 TOWN CENTER BLVD. SUITE 100 · CANONSBURG, PA 15317 | Advisory (Participants) | $21,195 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB Service code 26 2423 E. LINCOLN DRIVE · PHOENIX, AZ 85016 | Advisory (Participants) | $17,312 |
JOSHUA LAUREN & CO., INC.5 years Filed as: JOSHUA YOUNG Service code 26 5007 HORIZONS DRIVE · COLUMBUS, OH 43220 | Advisory (Participants) | $17,086 |
TODD EUGENE HOLT5 years Filed as: C. TODD MOLESSA Service code 26 2519 OHIO AVENUE · PARKERSBURG, WV 26101 | Advisory (Participants) | $11,165 |
LOIS A. GREENLEE3 years Filed as: LOIS CHRICTON Service code 26 500 CORPORATE LANDING SUITE 201 · CHARLESTON, WV 23511 | Advisory (Participants) | $10,076 |
LES WILKERSON5 years Service code 26 300 SUMMERS STREET, SUITE 300 · CHARLESTON, WV 25301 | Advisory (Participants) | $7,649 |
ERNIE COFFINDAFFER2 years Service code 26 320 SOUTHVIEW DRIVE, SUITE 102 · BRIDGEPORT, WV 26330 | Advisory (Participants) | $7,228 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $205,817 | $95,438+115.7% | $135,998+51.3% | $74,478+176.3% |
| Participation rate | 95.3% | 78.2%+17.1pp | 81.9%+13.4pp | 70.7%+24.6pp |
| Annual return | 16.71% | 32.61%-15.9pp | 68.37%-51.7pp | 34.37%-17.7pp |
| Employer contribution / active EE | $9,058 | $3,878+133.6% | $4,860+86.4% | $2,637+243.5% |
| Participant deferral / active EE | $6,821 | $7,790-12.4% | $7,761-12.1% | $4,530+50.6% |
| Admin fee / account holder | $327 | $259+26.2% | $10,769-97.0% | $347-5.9% |