| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.2 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $89,295 |
JPMORGAN INVEST HOLDINGS LLC4 years Filed as: CHEVY CHASE TRUST COMPANY Service code 26 · EIN 52-2037618 | Advisory (Participants) | $76,697 |
FRONTIER ASSET MANAGEMENT5 years Service code 26 · EIN 83-0331917 | Advisory (Participants) | $60,871 |
BAIRD FUNDS4 years Filed as: ROBERT W BAIRD & CO Service code 26 · EIN 39-6037917 | Advisory (Participants) | $44,807 |
CAPLAN FINANCIAL GROUP4 years Filed as: CAPLAN FINANCIAL GROUP LLC Service code 26 · EIN 20-3890047 | Advisory (Participants) | $27,379 |
LMCG INVESTMENTS LLC4 years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $24,888 |
CRANBROOK WEALTH MANAGEMENT9+ years Service code 26 · EIN 20-1198595 | Advisory (Participants) | $22,976 |
ASPIRIANT LLC4 years Service code 26 · EIN 26-1518255 | Advisory (Participants) | $20,532 |
INVICTUS PRIVATE WEALTH LLC2 years Service code 26 · EIN 88-1075317 | Advisory (Participants) | $20,478 |
TRUEPOINT INC4 years Service code 26 · EIN 31-1306367 | Advisory (Participants) | $18,606 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $452,910 | $107,415+321.6% | $135,998+233.0% | $80,187+464.8% |
| Participation rate | 95.8% | 78.0%+17.8pp | 81.9%+13.9pp | 72.9%+22.9pp |
| Annual return | 20.51% | 91.99%-71.5pp | 68.37%-47.9pp | 40.40%-19.9pp |
| Employer contribution / active EE | $11,854 | $3,878+205.7% | $4,860+143.9% | $2,980+297.8% |
| Participant deferral / active EE | $15,810 | $8,189+93.1% | $7,761+103.7% | $5,016+215.2% |
| Admin fee / account holder | $179 | $127+40.7% | $10,769-98.3% | $145+23.2% |