| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES, IN Service code 15 · EIN 34-1479833 | Recordkeeping | $139,874 |
FRONTIER ASSET MANAGEMENT2 years Service code 26 · EIN 83-0331917 | Advisory (Participants) | $92,554 |
Filed as: MJM 401K LLC Service code 28 · EIN 86-0882983 | Investment Management | $60,000 |
BAKER TILLY US, LLP1 year Service code 10 · EIN 39-1908691 | Accounting | $28,000 |
MONOGRAPH WEALTH ADVISORS2 years Filed as: MONOGRAPH WEALTH ADVISORS LLC Service code 26 · EIN 47-2324990 | Advisory (Participants) | $23,160 |
CRANBROOK WEALTH MANAGEMENT6+ years Service code 26 · EIN 20-1198595 | Advisory (Participants) | $23,091 |
BAIRD FUNDS1 year Filed as: ROBERT W BAIRD & CO Service code 26 · EIN 39-6037917 | Advisory (Participants) | $22,036 |
CAPLAN FINANCIAL GROUP1 year Filed as: CAPLAN FINANCIAL GROUP LLC Service code 26 · EIN 20-3890047 | Advisory (Participants) | $21,986 |
MCLEAN ASSET MANAGEMENT CORP5 years Service code 26 · EIN 54-1289825 | Advisory (Participants) | $19,040 |
ASPIRIANT LLC1 year Service code 26 · EIN 26-1518255 | Advisory (Participants) | $18,530 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $441,710 | $127,481+246.5% | $149,751+195.0% | $90,274+389.3% |
| Participation rate | 93.0% | 78.2%+14.8pp | 82.5%+10.5pp | 73.4%+19.7pp |
| Annual return | 16.82% | 57.78%-41.0pp | 276.71%-259.9pp | 53.97%-37.1pp |
| Employer contribution / active EE | $10,740 | $3,448+211.5% | $4,646+131.2% | $2,523+325.6% |
| Participant deferral / active EE | $12,681 | $6,975+81.8% | $6,843+85.3% | $4,231+199.7% |
| Admin fee / account holder | $203 | $152+34.1% | $9,312-97.8% | $114+78.3% |