| Provider | Service type | Compensation |
|---|---|---|
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $131,671 |
FRONTIER ASSET MANAGEMENT4 years Service code 26 · EIN 83-0331917 | Advisory (Participants) | $102,530 |
JPMORGAN INVEST HOLDINGS LLC3 years Filed as: CHEVY CHASE TRUST COMPANY Service code 26 · EIN 52-2037618 | Advisory (Participants) | $75,398 |
BAIRD FUNDS3 years Filed as: ROBERT W BAIRD & CO Service code 26 · EIN 39-6037917 | Advisory (Participants) | $41,324 |
CAPLAN FINANCIAL GROUP3 years Filed as: CAPLAN FINANCIAL GROUP LLC Service code 26 · EIN 20-3890047 | Advisory (Participants) | $26,730 |
LMCG INVESTMENTS LLC3 years Service code 26 · EIN 27-0282607 | Advisory (Participants) | $24,457 |
CRANBROOK WEALTH MANAGEMENT8+ years Service code 26 · EIN 20-1198595 | Advisory (Participants) | $23,302 |
ASPIRIANT LLC3 years Service code 26 · EIN 26-1518255 | Advisory (Participants) | $19,158 |
TRUEPOINT INC3 years Service code 26 · EIN 31-1306367 | Advisory (Participants) | $18,227 |
MANNING & NAPIER8+ years Filed as: MANNING & NAPIER ADVISORS LLC Service code 26 · EIN 45-3240790 | Advisory (Participants) | $17,445 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,964 | $95,388+310.9% | $125,401+212.6% | $77,906+403.1% |
| Participation rate | 94.0% | 78.6%+15.4pp | 82.4%+11.6pp | 73.7%+20.3pp |
| Annual return | -17.27% | 116.19%-133.5pp | 572.53%-589.8pp | 12.16%-29.4pp |
| Employer contribution / active EE | $11,101 | $3,666+202.8% | $4,816+130.5% | $2,846+290.0% |
| Participant deferral / active EE | $14,134 | $7,711+83.3% | $7,448+89.8% | $4,805+194.1% |
| Admin fee / account holder | $207 | $119+74.4% | $10,008-97.9% | $133+56.3% |