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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,532 | $72,177+194.5% | $115,038+84.7% | $59,633+256.4% |
| Participation rate | 100.0% | 72.6%+27.4pp | 81.4%+18.6pp | 68.7%+31.3pp |
| Annual return | -2.61% | 12.02%-14.6pp | 26.14%-28.7pp | 2041.45%-2044.1pp |
| Employer contribution / active EE | $12,306 | $2,841+333.1% | $4,608+167.1% | $2,203+458.7% |
| Participant deferral / active EE | $12,824 | $4,783+168.1% | $6,026+112.8% | $3,192+301.8% |
| Admin fee / account holder | $1,019 | $4,927-79.3% | $8,175-87.5% | $4,297-76.3% |