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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,200 | $85,766+233.7% | $136,298+110.0% | $70,126+308.1% |
| Participation rate | 93.5% | 74.2%+19.4pp | 81.9%+11.6pp | 69.5%+24.0pp |
| Annual return | 13.54% | 31.46%-17.9pp | 5156.27%-5142.7pp | 73.15%-59.6pp |
| Employer contribution / active EE | $10,758 | $2,966+262.7% | $4,696+129.1% | $2,343+359.2% |
| Participant deferral / active EE | $11,604 | $5,051+129.7% | $6,247+85.7% | $3,332+248.3% |
| Admin fee / account holder | $13,896 | $5,421+156.4% | $9,244+50.3% | $4,645+199.1% |