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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,535 | $77,817+227.1% | $123,553+106.0% | $64,173+296.6% |
| Participation rate | 81.8% | 74.7%+7.1pp | 82.3%-0.5pp | 69.6%+12.2pp |
| Annual return | -3.07% | 12.49%-15.6pp | 119.21%-122.3pp | 7.63%-10.7pp |
| Employer contribution / active EE | $0 | $3,014-100.0% | $4,628-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $6,676 | $5,240+27.4% | $6,426+3.9% | $3,470+92.4% |
| Admin fee / account holder | $47,410 | $5,519+759.0% | $9,284+410.6% | $4,887+870.0% |