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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,697 | $138,114+98.9% | $125,391+119.1% | $134,545+104.2% |
| Participation rate | 91.7% | 84.5%+7.2pp | 82.4%+9.3pp | 81.2%+10.4pp |
| Annual return | -15.63% | 750.88%-766.5pp | 572.41%-588.0pp | 418.37%-434.0pp |
| Employer contribution / active EE | $17,610 | $5,246+235.7% | $4,816+265.7% | $4,742+271.4% |
| Participant deferral / active EE | $16,057 | $7,801+105.8% | $7,448+115.6% | $6,401+150.8% |
| Admin fee / account holder | $2,881 | $11,570-75.1% | $10,009-71.2% | $11,431-74.8% |