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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,368 | $176,120+96.1% | $159,487+116.5% | $167,553+106.1% |
| Participation rate | 87.0% | 85.0%+2.0pp | 82.8%+4.1pp | 82.1%+4.8pp |
| Annual return | 15.28% | 331.95%-316.7pp | 263.71%-248.4pp | 478.89%-463.6pp |
| Employer contribution / active EE | $0 | $5,299-100.0% | $4,831-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $8,063 | $7,752+4.0% | $7,354+9.6% | $6,343+27.1% |
| Admin fee / account holder | $55,107 | $12,561+338.7% | $10,804+410.1% | $12,316+347.4% |