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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $335,528 | $98,776+239.7% | $149,745+124.1% | $79,856+320.2% |
| Participation rate | 88.0% | 75.8%+12.2pp | 82.5%+5.5pp | 69.6%+18.4pp |
| Annual return | 13.42% | 27.38%-14.0pp | 276.72%-263.3pp | 31.71%-18.3pp |
| Employer contribution / active EE | $0 | $3,217-100.0% | $4,646-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $7,210 | $5,681+26.9% | $6,843+5.4% | $3,741+92.7% |
| Admin fee / account holder | $27,011 | $6,053+346.3% | $9,312+190.1% | $5,306+409.0% |