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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,306 | $93,617+228.3% | $135,982+126.0% | $75,177+308.8% |
| Participation rate | 88.6% | 75.2%+13.4pp | 81.9%+6.6pp | 67.2%+21.4pp |
| Annual return | 15.78% | 30.89%-15.1pp | 68.32%-52.5pp | 160.75%-145.0pp |
| Employer contribution / active EE | $39 | $3,538-98.9% | $4,859-99.2% | $2,671-98.5% |
| Participant deferral / active EE | $12,985 | $6,406+102.7% | $7,760+67.3% | $4,126+214.7% |
| Admin fee / account holder | $35,200 | $6,980+404.3% | $10,767+226.9% | $5,651+522.9% |