Filed November 8, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES10+ years Service code 27 · EIN 94-3250323 | Advisory (Plan) | $712,538 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $312,692 |
MERCER1 year Filed as: MERCER INVESTMENTS LLC Service code 16 · EIN 36-2668272 | Consulting | $93,750 |
MOSS ADAMS LLP5 years Service code 10 · EIN 91-0189318 | Accounting | $62,050 |
CALLAN ASSOCIATES3 years Filed as: CALLAN LLC Service code 16 · EIN 82-2748926 | Consulting | $25,000 |
Filed as: QDRO CONSULTANTS Service code 16 · EIN 34-1820650 | Consulting | $5,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $351,585 | $110,258+218.9% | $102,460+243.1% | $200,096+75.7% |
| Participation rate | 98.8% | 86.3%+12.5pp | 76.5%+22.3pp | 72.0%+26.8pp |
| Annual return | 16.22% | 35.78%-19.6pp | 29.47%-13.2pp | 34.26%-18.0pp |
| Employer contribution / active EE | $6,653 | $3,605+84.6% | $3,025+119.9% | $3,038+119.0% |
| Participant deferral / active EE | $16,159 | $6,377+153.4% | $5,056+219.6% | $5,090+217.5% |
| Admin fee / account holder | $338 | $122+176.0% | $9,460-96.4% | $269+25.3% |