Filed November 8, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
FINANCIAL ENGINES6+ years Service code 26 · EIN 77-0473565 | Advisory (Participants) | $579,301 |
Service code 15 · EIN 04-2647786 | Recordkeeping | $452,743 |
CALLAN ASSOCIATES5 years Service code 27 · EIN 94-2192581 | Advisory (Plan) | $170,092 |
MOSS ADAMS LLP1 year Service code 10 · EIN 91-0189318 | Accounting | $41,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,658 | $176,471+82.3% | $95,968+235.2% | $90,274+256.3% |
| Participation rate | 98.8% | 86.6%+12.2pp | 77.1%+21.7pp | 73.4%+25.4pp |
| Annual return | 18.70% | 20.15%-1.5pp | 91.65%-73.0pp | 53.97%-35.3pp |
| Employer contribution / active EE | $5,493 | $2,783+97.3% | $2,542+116.1% | $2,523+117.7% |
| Participant deferral / active EE | $12,748 | $5,325+139.4% | $4,167+205.9% | $4,231+201.3% |
| Admin fee / account holder | $320 | $154+107.3% | $6,798-95.3% | $114+180.2% |