Filed November 8, 2014
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 04-2647786 | Recordkeeping | $599,754 |
FINANCIAL ENGINES2+ years Service code 26 · EIN 77-0473565 | Advisory (Participants) | $471,631 |
CALLAN ASSOCIATES1 year Service code 27 · EIN 94-2192581 | Advisory (Plan) | $117,034 |
MOSS ADAMS LLP1 year Filed as: MOSS ADAMS Service code 10 · EIN 91-0189318 | Accounting | $40,950 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,921 | $80,211+202.9% | $74,184+227.5% | $63,975+279.7% |
| Participation rate | 97.0% | 84.2%+12.9pp | 76.6%+20.4pp | 71.1%+25.9pp |
| Annual return | 6.63% | 14.13%-7.5pp | 17.74%-11.1pp | 48.65%-42.0pp |
| Employer contribution / active EE | $4,085 | $2,553+60.0% | $2,370+72.3% | $2,182+87.2% |
| Participant deferral / active EE | $10,683 | $4,370+144.5% | $3,550+201.0% | $3,356+218.3% |
| Admin fee / account holder | $336 | $67+400.4% | $5,586-94.0% | $70+377.5% |