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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,920 | $84,236-82.3% | $170,435-91.2% | $70,126-78.7% |
| Participation rate | 35.1% | 70.8%-35.8pp | 83.6%-48.5pp | 69.5%-34.5pp |
| Annual return | 19.64% | 23.06%-3.4pp | 205.94%-186.3pp | 73.15%-53.5pp |
| Employer contribution / active EE | $619 | $3,387-81.7% | $5,432-88.6% | $2,343-73.6% |
| Participant deferral / active EE | $948 | $3,086-69.3% | $4,939-80.8% | $3,332-71.6% |
| Admin fee / account holder | $144 | $5,698-97.5% | $13,881-99.0% | $4,645-96.9% |