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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,705 | $73,863-51.7% | $143,797-75.2% | $68,490-47.9% |
| Participation rate | 30.3% | 66.7%-36.4pp | 80.3%-50.1pp | 67.9%-37.6pp |
| Annual return | -19.30% | 0.91%-20.2pp | -0.04%-19.3pp | -7.85%-11.4pp |
| Employer contribution / active EE | $767 | $3,185-75.9% | $4,952-84.5% | $2,597-70.5% |
| Participant deferral / active EE | $1,597 | $3,385-52.8% | $5,638-71.7% | $4,028-60.3% |
| Admin fee / account holder | $3,587 | $5,756-37.7% | $14,679-75.6% | $5,403-33.6% |