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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,949 | $91,198-69.4% | $178,503-84.3% | $79,856-65.0% |
| Participation rate | 34.4% | 69.2%-34.8pp | 81.9%-47.5pp | 69.6%-35.2pp |
| Annual return | 14.67% | 24.20%-9.5pp | 151.12%-136.4pp | 31.71%-17.0pp |
| Employer contribution / active EE | $593 | $3,257-81.8% | $5,011-88.2% | $2,471-76.0% |
| Participant deferral / active EE | $984 | $3,237-69.6% | $5,202-81.1% | $3,741-73.7% |
| Admin fee / account holder | $635 | $6,748-90.6% | $13,987-95.5% | $5,306-88.0% |