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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,153 | $85,171-74.0% | $172,753-87.2% | $72,976-69.6% |
| Participation rate | 38.6% | 70.1%-31.4pp | 82.6%-44.0pp | 69.5%-30.9pp |
| Annual return | 21.36% | 27.32%-6.0pp | 803.00%-781.6pp | 81.02%-59.7pp |
| Employer contribution / active EE | $754 | $3,324-77.3% | $5,144-85.3% | $2,440-69.1% |
| Participant deferral / active EE | $1,206 | $3,260-63.0% | $5,198-76.8% | $3,608-66.6% |
| Admin fee / account holder | $2,216 | $5,880-62.3% | $13,956-84.1% | $5,124-56.7% |